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Rent to Buy

With a wide range of cars to choose from, your road to ownership starts here - one simple payment, the car you want, the plan you need.

Rent to Buy

What's Rent to Buy?

All-in-one plan

Rent to Buy is the stress-free ownership plan that provides everything you need at one simple price including insurance. It gives you the perfect all-in-one package to become a private hire car owner.

Flexible contracts to suit you

We offer flexible contracts from 2.5 to 5 years, so you can choose what works best for you. Your weekly payments stay affordable and fixed, with no inflation increases.

New & used electric vehicles

Choose from a wide selection of new and used electric vehicles (EVs) selected for private hire drivers. Find the car that’s your office on wheels - the perfect mix of performance, comfort, and value.

Available across England & Wales

We began as London’s largest private hire vehicle provider - today, our driver community stretches across England and Wales, offering car ownership opportunities in Greater London and the South East to the Midlands, North, and South West.

Find a car near you

Greater London & South East

Established in London and now the largest Rent to Buy community for PCO drivers across Greater London and the South East. Our four hubs are located in Shepherd’s Bush, Hendon, Dulwich, and Ilford.

The North

Whether you’re driving in busy city centres or covering longer trips, our Rent to Buy plan in the North gives you the flexibility to own your car while meeting the needs of passengers across Manchester, Leeds, Liverpool, and beyond.

The Midlands

From Birmingham and Wolverhampton to Nottingham and beyond - more and more drivers are joining our community and finding a simpler way to own their car in the Midlands with our Rent to Buy plan.

The South West

Covering Cardiff, Bristol, and the wider South West, our Rent to Buy plan helps drivers get on the road to ownership with confidence. Whether in busy cities or regional towns, you’ll have the backing and support to grow your earnings and move towards car ownership.

Top picks for private hire drivers

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8

TOYOTA BZ4X MOTION

New
BLACK
277.7 miles range
Insured

From £249 per week

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8

SKODA ENYAQ IV 60

Used
GREY
From 76k miles
Insured

From £199 per week

Kia e niro diagonal red copy.jpg
8

KIA NIRO 2 EV

Used
RED
From 81k miles
Insured

From £199 per week

MG4 SE Long Range diagonal copy.jpg
0

MG 4 SE

Used
GREY
From 35k miles
Insured

From £219 per week

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9

VOLKSWAGEN ID3 LIFE

Used
SILVER
From 49k miles
Insured

From £199 per week

Why choose Rent to Buy with Otto Car?

No credit checks
Everyone’s invited - we believe every driver deserves a fair start and the opportunity to get on the road, no matter their credit history.
Extra holiday payment breaks
Get up to 8 weeks of holiday payment breaks per year - perfect for a well-earned rest while staying on track to own your car.
Low admin fees
Low admin costs, clear pricing, and no hidden costs - so you can focus on driving with confidence.
HD Dashcam
Safety is our priority. With your car, you’ll get a TfL-approved HD Dashcam at no extra cost, helping you stay protected and at ease on the road.
Check your eligibility

Check your eligibility

To qualify for our Rent to Buy plan in London, you must meet the following requirements:

 

  • Be a minimum of 25 years old (maximum 65) if you’re based in London. 

  • In other UK regions, and for certain premium models in London, the minimum age requirement is 30 years old.

  • Have at least 1 month of recent private hire driving experience and 200 completed trips in London. 

  • In other UK regions, and for certain premium models in London, you may need 6 months of experience, 1,000 completed trips, and a valid 1-year no-claims history.

  • Maximum 6 points on your licence.

  • Certain premium models allow a maximum of 3 points, and some convictions (such as IN10s) cannot be accepted.

 

Please refer to the individual car specification pages for full eligibility details.

Charlie's Rent to Buy journey

"With Otto Car being the biggest company in the market, it makes you feel more comfortable."

Charlie's Rent to Buy journey
Ready to own your car?

Ready to own your car?

Rent to Buy is the perfect way to get on the road to ownership. You’ll have full support from our team of experts every step of the way, plus peace of mind knowing we’re here to keep you moving with your car.

Hear from drivers just like you

Ilona
I’m very happy with my plan. The customer service is pleasant, easy to work with, and the plan is really nice. Otto Car is approachable, has a better range of vehicles, and the prices of course.

Ilona

Rent to Buy driver
Raymond
I'd recommend AfterCare to other drivers, as it's less stress and hassle - it's good because I don't have to pay big money every week.

Raymond

AfterCare driver
Charlie
People do business with people they like and every time I've come in to the Otto Car Team, they've always been approachable, friendly, and easy to work with.

Charlie

Rent to Buy driver
Dewan
I’m on the Rent to Buy plan with Otto Car which is good. In fact, it’s more than good, and everyone is nice. I don’t ever have any difficulties.

Dewan

Rent to Buy driver
Solomon
When I first came to Otto Car, I had little hope and was going through a very difficult time - but they gave me a fresh start without a credit check. I’m truly grateful for everything.

Solomon

Rent to Buy driver
Azu
When I found out about Otto Car, I couldn’t believe my luck that there was a company where you can get a brand-new PCO car with no hard credit-checks and the car maintenance is taken care of too.

Azu

Rent to Buy driver
Daniele
Having a flexible rental plan with Otto Car has helped me to succeed in my job as a PCO driver.

Daniele

PCO Car Hire driver