Rent to Buy

With a wide range of cars to choose from, your road to ownership starts here - one simple payment, the car you want, the plan you need.

Top picks for private hire drivers

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Why choose Rent to Buy with Otto Car?

No credit checks

Everyone’s invited - we believe every driver deserves a fair start and the opportunity to get on the road, no matter their credit history.

Extra holiday payment breaks

Get up to 8 weeks of holiday payment breaks per year - perfect for a well-earned rest while staying on track to own your car.

Low admin fees

Low admin costs, clear pricing, and no hidden costs - so you can focus on driving with confidence.

HD Dashcam

Safety is our priority. With your car, you’ll get a TfL-approved HD Dashcam at no extra cost, helping you stay protected and at ease on the road.

Check your eligibility

To qualify for our Rent to Buy plan in London, you must meet the following requirements:

Be a minimum of 25 years old (maximum 65) if you’re based in London.
In other UK regions, and for certain premium models in London, the minimum age requirement is 30 years old.
Have at least 1 month of recent private hire driving experience and 200 completed trips in London.
In other UK regions, and for certain premium models in London, you may need 6 months of experience, 1,000 completed trips, and a valid 1-year no-claims history.
Maximum 6 points on your licence.
Certain premium models allow a maximum of 3 points, and some convictions (such as IN10s) cannot be accepted.

Please refer to the individual car specification pages for full eligibility details.

Charlie's Rent to Buy journey

"With Otto Car being the biggest company in the market, it makes you feel more comfortable."

Ready to own your car?

Rent to Buy is the perfect way to get on the road to ownership. You’ll have full support from our team of experts every step of the way, plus peace of mind knowing we’re here to keep you moving with your car.