Rent to Buy
With a wide range of cars to choose from, your road to ownership starts here - one simple payment, the car you want, the plan you need.
What's Rent to Buy?
Find a car near you
Top picks for private hire drivers
8
KIA NIRO 2 EV
Stock returning soon
282 miles range
Insured
From ÂŁ0* per week
*subject to available plans
Why choose Rent to Buy with Otto Car?
No credit checks
Everyone’s invited - we believe every driver deserves a fair start and the opportunity to get on the road, no matter their credit history.
Extra holiday payment breaks
Get up to 8 weeks of holiday payment breaks per year - perfect for a well-earned rest while staying on track to own your car.
Low admin fees
Low admin costs, clear pricing, and no hidden costs - so you can focus on driving with confidence.
HD Dashcam
Safety is our priority. With your car, you’ll get a TfL-approved HD Dashcam at no extra cost, helping you stay protected and at ease on the road.
Check your eligibility
When applying for our Rent to Buy plan, we’ll first assess your driver profile. This includes minimum age requirements, driving experience and trips completed, penalty points, and any fault accidents.
The eligibility criteria also depends on the vehicle model you choose (standard vs. premium) and where you’re based in the UK.
All drivers must also meet the following:
Convictions: No major driving offences. This will be reviewed as part of your application.
Private Hire Vehicle (PHV) Licence: You must hold a valid TfL PHV licence and be registered with at least one licensed operator in London.
For full details, please refer to the eligibility information on each individual car specification page for your chosen plan and location.
Charlie's Rent to Buy journey
"With Otto Car being the biggest company in the market, it makes you feel more comfortable."
Ready to own your car?
Rent to Buy is the perfect way to get on the road to ownership. You’ll have full support from our team of experts every step of the way, plus peace of mind knowing we’re here to keep you moving with your car.
Hear from drivers just like you
I’m very happy with my plan. The customer service is pleasant, easy to work with, and the plan is really nice. Otto Car is approachable, has a better range of vehicles, and the prices of course.
Ilona
Rent to Buy driver
I'd recommend AfterCare to other drivers, as it's less stress and hassle - it's good because I don't have to pay big money every week.
Raymond
AfterCare driver
People do business with people they like and every time I've come in to the Otto Car Team, they've always been approachable, friendly, and easy to work with.
Charlie
Rent to Buy driver
I’m on the Rent to Buy plan with Otto Car which is good. In fact, it’s more than good, and everyone is nice. I don’t ever have any difficulties.
Dewan
Rent to Buy driver
When I first came to Otto Car, I had little hope and was going through a very difficult time - but they gave me a fresh start without a credit check. I’m truly grateful for everything.
Solomon
Rent to Buy driver
When I found out about Otto Car, I couldn’t believe my luck that there was a company where you can get a brand-new PCO car with no hard credit-checks and the car maintenance is taken care of too.
Azu
Rent to Buy driver
Having a flexible rental plan with Otto Car has helped me to succeed in my job as a PCO driver.
Daniele
PCO Car Hire driver