Rent to Buy & PCO Car Hire

Why Otto Car?

Trusted by over 20,000 drivers across the UK for a wide selection of reliable cars and lasting value - with all-inclusive plans, tailored offers, expert support, and fair, honest pricing for total peace of mind.

All-in-one plan

Insurance, servicing, PHV licensing, breakdown cover, HD Dashcam, and more - all included so you can focus on earning with complete safety and peace of mind.

No credit checks

We believe everyone deserves a fair start - so we don’t run credit checks to hold you back. Instead, we focus on supporting you to reach your goals.

Flexibility that fits your life

We know life can change - that’s why we offer flexible minimum terms to suit your needs and up to 8 weeks of payment breaks.

Low admin fees, no hidden costs

We keep our upfront and ongoing costs simple and fair - helping you keep more of what you earn, while backing you with the support you need to succeed.

Driver-approved favourites

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What's Rent to Buy?

Looking to get on the road to car ownership? Our Rent to Buy plan gives you a stress-free way to own your car with one simple weekly payment that includes insurance, servicing, breakdown cover, and more.

What's PCO Car Hire?

Ready to start earning quickly with a flexible plan? Our PCO Car plans option offers a 4-week minimum term, with servicing, breakdown cover, and more included - plus optional insurance - all in one simple weekly payment. Available in Greater London and the South East.