Rent to Buy: private hire car ownership explained

Here at Otto Car, we want to give every private hire driver an opportunity to own their own vehicle. Our flexible car ownership plan, Rent to Buy, is designed to support you in your journey to owning your car and driving success in your career.
Our car ownership plan used to have different names like ‘Rent 2 Buy,’ ‘Rent 2 Buy +,’ and ‘Rent 2 Buy Burst,’ each with slightly different features.
Now, we’ve simplified everything into one plan - Rent to Buy - to make car ownership with Otto Car easier.
What’s included in Otto Car’s Rent to Buy Plan?

Our Rent to Buy Plan makes owning a car easy and stress-free. For one simple price, you get everything you need to start driving, including:
- Insurance
- Servicing
- Breakdown cover
- MOT
- Road tax*
- Private Hire Vehicle (PHV) licence
There are no hidden costs or unexpected expenses - just a hassle-free way to work towards owning your own PCO car.
There’s also no credit checks required, and you even get up 8 weeks of holiday payment breaks each year. Plus, for extra peace of mind, our private hire cars come fitted with a high-quality CCTV system.
*Applicable to 25 plates and new plates moving forward.
Why choose Otto Car?
At Otto Car, we believe in giving you the power to choose. With our flexible Rent to Buy Plan, you decide what works best for you - whether it’s full coverage or just the essentials.
Focus on your private hire driving while we handle the rest and start steering towards car ownership today.
Exclusive benefits of Otto Car’s Rent to Buy Plan
No matter what you choose, every Rent to Buy Plan comes with these unique features designed to give you peace of mind and flexibility:
- No credit checks: Join Otto Car without worrying about credit checks. Unlike traditional finance companies, we won’t lock you into endless contracts.
- Up to 8 weeks of holiday payment breaks per year: Take up to 8 weeks of payment breaks every year. Need a whole month off? No problem, you’ll stay on track to ownership.
- Flexible cancellation: cancel your contract anytime after 2 months with only 4 weeks' notice.
- Free dashcam: Protect your income against a rider dispute or accident as you work with 24/7 video capture.
Take control with Rent to Buy, and have the freedom to shape your path to ownership with flexibility and support.
Get in touch today
Start your journey to owning a private hire car today with Otto Car. Explore our range of vehicles to view full specifications, pricing, and everything included in your Rent to Buy Plan.
Have questions about a vehicle? Feel free to enquire online - we’re here to help.
If you’re in London, drop by one of our hubs to learn more in person. For those in Manchester or Cardiff, you can arrange a visit to one of our hubs when you enquire.
Start your journey to car ownership with Otto Car today!