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Private hire cars ready to go. One simple way to rent or own.
Join the UK’s largest community of private hire drivers - built on trust, support, and flexibility for drivers like you.
Why Otto Car?
Trusted by over 20,000 drivers across the UK for a wide selection of reliable cars and lasting value - with all-inclusive plans, tailored offers, expert support, and fair, honest pricing for total peace of mind.
All-in-one plan
Insurance, servicing, PHV licensing, breakdown cover, HD Dashcam, and more - all included so you can focus on earning with complete safety and peace of mind.
No credit checks
We believe everyone deserves a fair start - so we don’t run credit checks to hold you back. Instead, we focus on supporting you to reach your goals.
Flexibility that fits your life
We know life can change - that’s why we offer flexible minimum terms to suit your needs and up to 8 weeks of payment breaks.
Low admin fees, no hidden costs
We keep our upfront and ongoing costs simple and fair - helping you keep more of what you earn, while backing you with the support you need to succeed.
Pick your perfect plan
Our plans
Flexible options
To help you get on the road quickly and affordably.
Tailored options to suit you
Whether you’re just starting out or are an experienced driver.
Your choice to rent or own
Choose between rental or ownership in London and surrounding counties, and ownership across the rest of England and Wales.
Support for every journey
Short-term or long-term, with the flexibility and backing you need to succeed.
Rent to Buy
Available across England & Wales
No credit checks
Minimum 6-month contract
All-in-one package including insurance, breakdown cover, servicing, MOT, road tax, and PHV licence.
Up to 8 weeks of holiday payment breaks
PCO Car Hire
Available in Greater London only
No credit checks
Minimum 4-week contract
All-in-one package including insurance, breakdown cover, servicing, MOT, road tax, and PHV licence.
TfL-approved HD Dashcam at no extra cost
Driver-approved favourites
What's Rent to Buy?
Looking to get on the road to car ownership? Our Rent to Buy plan gives you a stress-free way to own your car with one simple weekly payment that includes insurance, servicing, breakdown cover, and more.
What's PCO Car Hire?
Ready to start earning quickly with a flexible plan? Our PCO Car plans option offers a 4-week minimum term, with servicing, breakdown cover, and more included - plus optional insurance - all in one simple weekly payment. Available in Greater London and the South East.
What our drivers say
People do business with people they like and every time I've come in to the Otto Car Team, they've always been approachable, friendly, and easy to work with.
Charlie
Rent to Buy driver
I'd recommend AfterCare to other drivers, as it's less stress and hassle - it's good because I don't have to pay big money every week.
Raymond
AfterCare driver
When I first came to Otto Car, I had little hope and was going through a very difficult time - but they gave me a fresh start without a credit check. I’m truly grateful for everything.
Solomon
Rent to Buy driver
Having a flexible rental plan with Otto Car has helped me to succeed in my job as a PCO driver.
Daniele
PCO Car Hire driver
I’m very happy with my plan. The customer service is pleasant, easy to work with, and the plan is really nice. Otto Car is approachable, has a better range of vehicles, and the prices of course.
Ilona
Rent to Buy driver