Otto Prime Finance

Otto’s newest, best-value product for private hire car finance. Perfect for experienced, full-time Uber partners with good credit. See how it compares to our traditional Rent to Buy plan below.

  Prime Finance Rent to Buy
Price Up to 25% cheaper More expensive
Vehicle ownership Yes, at end of contract or 1 year early with a balloon payment At end of contract only
Minimum contract term 2 years 6 months
Your location Anywhere in England or Wales Anywhere in England or Wales
Free extras Insurance, dashcam, road tax included Insurance, dashcam, road tax included
Credit checks Subject to a free credit & affordability check No credit checks
Uber EV assistance (London only) Reduce your deposit by £3,000 Reduce your weekly payments

Market-leading pricing

Our most competitive vehicle financing rates & shortest terms, ever: own your Uber car at a lower cost than ever before.

Extra benefits for peace of mind

Includes our market-leading insurance and HD dashcams, so you know you're safe when earning on the road.

Subject to credit check

Access is subject to credit & affordability checks; minimum term is 2 years.

EV assistance upfront

Reduce your deposit by applying your full £3,000 Uber EV assistance upfront (eligible London-based drivers only).

Uber-ready vehicle

We’ve handpicked the best private hire cars to drive and earn with Uber: whatever your taste, we’ve got just the right car for you.

Balloon payment option

Own your vehicle more quickly: reduce your contract length by 1 year by making a one-off balloon payment at the end of your contract.

How it works

1. Make an enquiry online

Find your perfect Uber car on our website, and make an enquiry via our simple online form.

2. Get approved within 24 hours

Get a call back from our experienced Otto team to discuss your options, carry out a credit check, and get approved - all within 24 hours.

3. Get your vehicle delivered to your door

Sign your contract, pay your deposit, get your vehicle delivered to your door - and start earning.

What our customers have to say…