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Otto Prime Finance

Perfect for full-time Uber partners looking to invest in their own high-quality ride.

• You drive consistently, earn reliably, and want to build an asset—not just rent.
• You have good credit and want to access our lowest finance rates—up to 25% cheaper than our Rent‑to‑Buy plans.
• You want freedom and flexibility: choose shorter terms, balloon payments, and use your full £3,000 Uber EV grant upfront (for eligible London drivers).
• You care about safety and convenience: get bundled comprehensive insurance and HD dashcam included.
• You want a vehicle that’s ready for Uber—our handpicked fleet ensures you can hit the road earning right away.

Otto Prime Finance is available to private hire drivers across England & Wales registered with any platform or operator. Access subject to credit & affordability checks; minimum term 2 years.

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Market-leading pricing

Our most competitive vehicle financing rates & shortest terms, ever: own your vehicle at a lower cost than ever before.

Extra benefits for peace of mind

Includes our market-leading insurance and HD dashcams, so you know you're safe when earning on the road.

Subject to credit check

Access is subject to credit & affordability checks; minimum term is 2 years.

EV assistance upfront

Reduce your deposit by applying your full £3,000 Uber EV assistance upfront (eligible London-based drivers only).

Uber-ready vehicle

We’ve handpicked the best private hire cars to drive and earn with Uber: whatever your taste, we’ve got just the right car for you.

Balloon payment option

Own your vehicle more quickly: reduce your contract length by 1 year by making a one-off balloon payment at the end of your contract.

In demand
Used Tesla Model Y
Uber Comfort
Uber Green
Uber X
  • £175/pw with insurance (36% lower than Otto Rent to Buy)
  • £3,000 Uber EV Assistance
  • 72/23 Plate
  • 283-mile range (WLTP)
  • Estimated 75 kWh battery
View car Check eligibility
Popular
Toyota Corolla Touring Sports Icon
Uber X
  • £198/pw with insurance (22% lower than Otto Rent to Buy)
  • 25 Plate
  • 1.8L Petrol Hybrid With Auto CVT
  • 94 mpg (combined)
  • Reversing Camera
View car Check eligibility
In demand
Nissan Ariya 87kWh Advance
Uber Comfort
Uber Green
Uber X
  • £204/pw with insurance (25% lower than Otto Rent to Buy)
  • £3,000 Uber EV Assistance
  • 25 Plate
  • 329-mile range (WLTP)
  • 87 kWh battery
View car Check eligibility
Limited stock
Skoda Enyaq 85 Edition Suite
Uber Comfort
Uber Green
Uber X
  • £205/pw with insurance (24% lower than Otto Rent to Buy)
  • £3,000 Uber EV Assistance
  • 25 Plate
  • 348-mile range (WLTP)
  • 82 kWh battery (77kw useable)
View car Check eligibility

How it works

1. Make an enquiry online

Find your perfect Uber car on our website, and make an enquiry via our simple online form.

2. Get approved within 24 hours

Get a call back from our experienced Otto team to discuss your options, carry out a credit check, and get approved - all within 24 hours.

3. Get your vehicle delivered to your door

Sign your contract, pay your deposit, get your vehicle delivered to your door - and start earning.

FAQ

Hubs

What our customers have to say…

” Finally, a car finance plan that works for Uber partners!”
Akeem, Bromley-by-bow

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